Publications Member Advantage 11/05/2019 Five Ways to Manage Your Balance Sheet in a Volatile Rate Environment Member Advantage The FHLBNY hosted “Food for Thought,” an evening that brought together leaders from both the ...more 07/31/2019 2019 FHLBNY Member Symposium Recap Member Advantage In the second quarter of 2019, we were proud to host our first-ever Member Symposium. ...more Economic Perspectives 12/11/2019 A Review of Housing Statistics at the End of 2019 Economic Perspectives Interest rates on adjustable- and fixed-rate mortgage loans have fallen by over a percentage point ...more 09/10/2019 Despite Yield-Curve Inversions, Recession Appears a Long Way Off Economic Perspectives Data compiled by realtor associations in New York and New Jersey indicate that the majority ...more Archives Member Advantage Current 2018 2017 2016 2015 Fourth Quarter 2019 Five Ways to Manage Your Balance Sheet in a Volatile Rate Environment Third Quarter 2019 2019 FHLBNY Member Symposium Recap Second Quarter 2019 Gain Valuable Flexibility in a Shifting Interest Rate & Operating Landscape First Quarter 2019 Leverage Your Membership in 2019 Second Quarter 2018 Looking Back While Moving Forward Fourth Quarter 2017 A Strong Partner in the New Year Third Quarter 2018 Board Election Updates and Solutions for Balance Sheet Management in a Rising Rate Environment First Quarter 2018 Disaster Relief Program Grants Introduced Third Quarter 2017 Opportunities for Growth Second Quarter 2017 A Vital Source of Guidance First Quarter 2017 The Reach of Our Housing Mission Third Quarter 2016 Last Month, S&P Global Ratings Issued a Report on the Federal Home Loan Bank System Fourth Quarter 2016 To Say That 2016 Was an “Interesting” Year Would Be an Understatement Second Quarter 2016 On May 6, Moody’s Investors Service Issued Credit Opinions on Both the FHLBNY and the Federal Home Loan Bank System First Quarter 2016 Leveraging Your Relationship With the FHLBNY Can Be a Critical Component to Thriving in This Difficult Operating Environment. Please Read This Issue on How the FHLBNY is Here to Assist With All of Your Funding and Hedging Needs January 2015 Maximize Your Membership February 2015 Why Regulators are Still Focused on Interest Rate and Liquidity Risk March 2015 Ensure Borrowing Potential and Fill up Your Collateral "Tank" Today April 2015 The Pursuit of Growth and Partnership with the FHLBNY May 2015 Addressing Potential Risks with the Fixed-Rate Advance with a LIBOR Cap June 2015 How the Mortgage Partnership Finance® (MPF®) Program* Can Enhance Fee Income and Manage Interest Rate Risk July 2015 Balance Sheet Positioning in the Current Rate Environment August 2015 FHLBNY Municipal Letters of Credit (MULOCs) October 2015 Potential Funding Opportunities for a Persistent Low Rate Environment Fourth Quarter 2015 Consider the Many Ways in Which You Can Leverage Your Relationship With the FHLBNY Economic Perspectives Current 2018 12/11/2019 A Review of Housing Statistics at the End of 2019 09/10/2019 Despite Yield-Curve Inversions, Recession Appears a Long Way Off 07/15/2019 Breaking the Record: U.S. Economic Expansion Enters Its Eleventh Year 05/20/2019 At the Quarter Pole: a Look at Housing Activity in New York and New Jersey 03/29/2019 A Broader Look at Housing Affordability 02/04/2019 Existing Home Sales in FHLBNY Area Held Up Better Than the Nation, Region in 2018 11/30/2018 Unemployment Not Only Falling, but also Narrowing Across the FHLBNY District 10/15/2018 Gauging Local Economic Performance Since the Great Recession 08/28/2018 Domestic Consumers: Bigger Savers Than Previously Thought 07/11/2018 Limited Supplies of Available Homes Locally Imply Sellers' Markets Will Prevail for Some Time 06/07/2018 Home Price Gains Depend on Location and Inflation; Too Early to Call a Top in Home Values 05/01/2018 Employment Conditions: As Goes the Nation, So Goes the FHLBNY District