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Our Mission

To provide members with reliable liquidity in support of housing and local community development.

Our Values



Diverse & Inclusive



Latest News

June 6, 2024
|President's Report
At the Federal Home Loan Bank of New York, we know that a stable, decent and affordable home is the foundation from which stronger individuals, households and communities grow. As we begin National Homeownership Month, the FHLBNY would like to express our gratitude to our housing partners and members...
June 3, 2024
The Federal Home Loan Bank of New York (FHLBNY) is now accepting nominations for the FHLBNY's Affordable Housing Advisory Council (Advisory Council). Nominations must be made by submitting a nomination form...
May 16, 2024
|President's Report
I am pleased to announce that, on May 16, 2024, our Board of Directors approved a dividend for the first quarter of 2024 of 9.50% (annualized). The dividend proceeds will be distributed to FHLBNY member financial institutions on May 17, 2024...

Updates & Notices

FHLBNY Closed on July 4, 2024, for Independence Day

The FHLBNY has filed our First Quarter 2024 Form 10-Q with the SEC: HTML | XBRL

0% Development Advance (ZDA) Program is Now Available

Members can now apply for subsidized funding in the form of interest rate credits to assist in originating loans or purchasing loans/investments that support small businesses, climate initiatives, infrastructure-related projects, and tribal communities.

Learn More

Homebuyer Dream Program® Plus Round is Open

This new program makes it possible for moderate-income first-time homebuyers to purchase a home. Homebuyers interested in participating must contact an approved member community lenders listed under ‘HDP Plus Participating Members’.

Financial Intelligence

MSD Banner for FI

MSD Weekly Market Update: Week Ending June 21, 2024

Market participants will contend with a crowded data calendar during the final week of June. Despite the number of upcoming reports, significant reassessments of Q2 activity and the monetary policy outlook likely will await the June employment situation report to be released on July 5th. A quartet of Fed officials, all current FOMC voters, will provide views on the economy and policy...

Mid-Year Outlook: Managing Through Rising Risks

Join Kristina Hooper as she discusses her outlook for the economy and markets for the remainder of 2023 and beyond. From recent challenges in the banking industry to inflation to earnings, 2023 has already faced a variety of uncertainties...

FHLBNY Municipal Letters of Credit

Our Municipal Letter of Credit (MULOC) Program is a reliable and secure form of collateralization for State and municipal deposits in all operating environments. During recent severe market stress our MULOCs performed as designed, with municipal deposits remaining fully collateralized, safe and secure. For more information regarding the benefits and the safety of the FHLBNY’s MULOC program...

Strength in Numbers

The FHLBNY is a highly-rated, congressionally chartered, wholesale bank within the national Federal Home Loan Bank System. We are currently rated “Aaa” and “AA+” by Moody’s and Standard & Poor’s, respectively. These ratings are equivalent to those assigned to the U.S. Government.






In Assets




In Advances

Numbers shown are as of December 31, 2023

Your Key to Reliable Liquidity in Any Market Condition