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Our Mission

To provide members with reliable liquidity in support of housing and local community development.

Our Values



Diverse & Inclusive



Latest News

March 1, 2023
|President's Report
For more than 90 years, the Federal Home Loan Banks have focused on executing on our liquidity mission, providing advances to members so that this much-needed funding flows through communities across the country. With the relatively more recent addition of the affordable housing component of our mission, this focus has expanded to putting part of the income we earn from our liquidity mission to work in support of affordable housing initiatives nationwide – to the tune of $7 billion in the System’s Affordable Housing Program grants over the past 30 years...
February 22, 2023
|Press Releases
New York, New York — The Federal Home Loan Bank of New York (FHLBNY) today released its unaudited financial highlights for the quarter and year ended December 31, 2022. The FHLBNY’s net income for 2022 was $417.4 million, an increase of $151.9 million, or 57.2%, from net income of $265.5 million for 2021. Net interest income for the year was $633.7 million, an increase of $93.1 million, or 17.2%, from $540.6 million for 2021...
February 22, 2023
The Federal Housing Finance Agency (FHFA) in its community support regulation, 12 CFR Part 1290, requires that Federal Home Loan Bank members meet certain standards of community investment or service to maintain continued access to long-term (greater than one year) advances from the Federal Home Loan Banks...

Updates & Notices

The FHLBNY has filed our Fourth Quarter 2022 Form 10-K with the SEC: HTML | XBRL

Homebuyer Dream Program® Round is Open

First-time homebuyers interested in participating, please contact one of the approved member community lenders listed under ‘HDP Participating Members’.

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Financial Intelligence

MSD Banner for FI

MSD Weekly Market Update: Week Ending March 31, 2023

Ripping another page off the calendar, market participants will face a hectic economic release calendar this week. Labor market updates are expected to show that the hiring environment remains exceptionally strong, despite recent press reports of layoffs. Manufacturing probably ebbed further as the winter quarter ended while the nationwide service-producing expansion continued apace...

FHLBNY Municipal Letters of Credit

Our Municipal Letter of Credit (MULOC) Program is a reliable and secure form of collateralization for State and municipal deposits in all operating environments. During recent severe market stress our MULOCs performed as designed, with municipal deposits remaining fully collateralized, safe and secure. For more information regarding the benefits and the safety of the FHLBNY’s MULOC program...
2023.2.23 Solving the Liquidity Challenge

Solving the Liquidity Challenge for Credit Unions

We are delighted to host our first informative session of 2023. This webinar will address current and upcoming liquidity challenges in our industry and what credit unions should consider doing to develop a “best practice” approach to liquidity management. Deposits are down, cash levels are shrinking, and wholesale funding is on the rise...

Strength in Numbers

The FHLBNY is a highly-rated, congressionally chartered, wholesale bank within the national Federal Home Loan Bank System. We are currently rated “Aaa” and “AA+” by Moody’s and Standard & Poor’s, respectively. These ratings are equivalent to those assigned to the U.S. Government.






In Assets




In Advances

Numbers shown are as of December 31, 2022
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