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Our Mission

To provide members with reliable liquidity in support of housing and local community development.

Our Values



Diverse & Inclusive



Latest News

May 16, 2024
|President's Report
I am pleased to announce that, on May 16, 2024, our Board of Directors approved a dividend for the first quarter of 2024 of 9.50% (annualized). The dividend proceeds will be distributed to FHLBNY member financial institutions on May 17, 2024...
May 9, 2024
|President's Report
We at the Federal Home Loan Bank of New York were ‘over the moon’ with the turnout for our 2024 Member Symposium, Beyond Tomorrow: Stellar Strategies to Navigate the Future. The Symposium drew more than 150 leaders from across our membership to Midtown Manhattan on April 11, all gathered to hear from an array of speakers on a number of vital matters. I would like to thank all of our attendees, each of whom contributed to the event’s success...
May 8, 2024
|Press Releases
New York, NY – The Federal Home Loan Bank of New York (“FHLBNY”) announced that through the first four months of 2024, it has made available $120 million in support for affordable housing and community development efforts through a number of programs that will be funded this year...

Updates & Notices

The FHLBNY has filed our First Quarter 2024 Form 10-Q with the SEC: HTML | XBRL

0% Development Advance (ZDA) Program is Now Available

Members can now apply for subsidized funding in the form of interest rate credits to assist in originating loans or purchasing loans/investments that support small businesses, climate initiatives, infrastructure-related projects, and tribal communities.

Learn More

Homebuyer Dream Program® Plus Round is Open

This new program makes it possible for moderate-income first-time homebuyers to purchase a home. Homebuyers interested in participating must contact an approved member community lenders listed under ‘HDP Plus Participating Members’.

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Financial Intelligence

MSD Banner for FI

MSD Weekly Market Update: Week Ending May 17, 2024

Market participants will face a comparatively light statistical calendar in the upcoming week. Closings on existing dwellings probably rebounded last month, while durable goods bookings took a breather. Consumer confidence likely bounced in the latter half of May, reversing a portion of the deterioration witness in the early part of the month...

Mid-Year Outlook: Managing Through Rising Risks

Join Kristina Hooper as she discusses her outlook for the economy and markets for the remainder of 2023 and beyond. From recent challenges in the banking industry to inflation to earnings, 2023 has already faced a variety of uncertainties...

FHLBNY Municipal Letters of Credit

Our Municipal Letter of Credit (MULOC) Program is a reliable and secure form of collateralization for State and municipal deposits in all operating environments. During recent severe market stress our MULOCs performed as designed, with municipal deposits remaining fully collateralized, safe and secure. For more information regarding the benefits and the safety of the FHLBNY’s MULOC program...

Strength in Numbers

The FHLBNY is a highly-rated, congressionally chartered, wholesale bank within the national Federal Home Loan Bank System. We are currently rated “Aaa” and “AA+” by Moody’s and Standard & Poor’s, respectively. These ratings are equivalent to those assigned to the U.S. Government.






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In Advances

Numbers shown are as of December 31, 2023

Your Key to Reliable Liquidity in Any Market Condition