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Our Mission

To provide members with reliable liquidity in support of housing and local community development.

Our Values



Diverse & Inclusive



Latest News

March 21, 2024
The Federal Home Loan Bank of New York (FHLBNY) has updated its Member Products Guide (Guide).  Changes to the Guide are effective as of March 2024.  The Guide details the FHLBNY’s credit, collateral and correspondent services standards and can assist you in finding helpful information on the FHLBNY’s product and service matters (e.g., requirements for advance borrowings, eligible collateral types and service fee schedules)...
March 5, 2024
|President's Report
On February 15, 2024, the House Financial Services Committee’s Subcommittee on Financial Institutions and Monetary Policy held a hearing entitled Lender of Last Resort: Issues with the Fed Discount Window and Emergency Lending to consider potential legislative changes to the distribution of emergency liquidity in times of market stress...
February 21, 2024
|Press Releases
New York, New York — The Federal Home Loan Bank of New York (FHLBNY) today released its unaudited financial highlights for the quarter and year ended December 31, 2023. The FHLBNY’s net income for 2023 was $751.1 million, an increase of $333.7 million, or 80.0%, from net income of $417.4 million for 2022. Net interest income for the year was $995.3 million, an increase of $361.6 million, or 57.1%, from $633.7 million for 2022...

Updates & Notices

The FHLBNY has filed our Fourth Quarter 2023 Form 10-K with the SEC: HTML | XBRL

0% Development Advance (ZDA) Program is Now Available

Members can now apply for subsidized funding in the form of interest rate credits to assist in originating loans or purchasing loans/investments that support small businesses, climate initiatives, infrastructure-related projects, and tribal communities.

Learn More

Homebuyer Dream Program® Plus Round is Open

This new program makes it possible for moderate-income first-time homebuyers to purchase a home. Homebuyers interested in participating must contact an approved member community lenders listed under ‘HDP Plus Participating Members’.

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Financial Intelligence

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MSD Weekly Market Update: Week Ending April 19, 2024

With policymakers observing the traditional blackout period on public appearances ahead of the April 30-May 1 Federal Open Market Committee (FOMC) meeting, market participants will focus on the economic data calendar this week. The Bureau of Economic Analysis’ advance report on Q1 real GDP growth will undoubtedly be the marquee release. Inflation-adjusted business activity is expected to have slowed to a 2% annualized pace during Q1, but as is usually the case with the first look, the range of forecasts is wide...

Mid-Year Outlook: Managing Through Rising Risks

Join Kristina Hooper as she discusses her outlook for the economy and markets for the remainder of 2023 and beyond. From recent challenges in the banking industry to inflation to earnings, 2023 has already faced a variety of uncertainties...

FHLBNY Municipal Letters of Credit

Our Municipal Letter of Credit (MULOC) Program is a reliable and secure form of collateralization for State and municipal deposits in all operating environments. During recent severe market stress our MULOCs performed as designed, with municipal deposits remaining fully collateralized, safe and secure. For more information regarding the benefits and the safety of the FHLBNY’s MULOC program...

Strength in Numbers

The FHLBNY is a highly-rated, congressionally chartered, wholesale bank within the national Federal Home Loan Bank System. We are currently rated “Aaa” and “AA+” by Moody’s and Standard & Poor’s, respectively. These ratings are equivalent to those assigned to the U.S. Government.






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In Advances

Numbers shown are as of December 31, 2023

Your Key to Reliable Liquidity in Any Market Condition