Member Resource Center

FHLBNY Member Credit Ratings

Just as credit scores are used to evaluate the potential risk in consumer lending, the FHLBNY uses an internal credit scoring model to calculate member credit scores....more

FHLBNY Advance Rebate Program

Under the Rebate Program, which represents a new enhancement to our current advance prepayment methodology, the FHLBNY will provide members with a cash rebate on a portion of the fees paid relating to the early extinguishment of...more

Affordable Housing Program (AHP)

Each year since 1990, the HLB has set aside 10% of its private earnings to support the creation and preservation of housing for lower income families and individuals through the Affordable Housing Program (AHP)...more

Fixed-Rate Advance with a LIBOR Cap

The Fixed-Rate Advance with a LIBOR Cap is a hybrid funding option that combines a fixed-rate borrowing with an embedded interest-rate cap tied to 3-month LIBOR index...more

Interest Rate Swaps: Consider all the Options in Managing Interest Rate Risk

We are seeing some members booking longer-term advances to strengthen their interest rate risk positions. Interest Rate swaps can be an effective tool in managing asset/liability mismatches present in many of our member's balance...more

Sign up now to take advantage of the benefits of our programs.


Most Viewed FAQs

View all FAQs. If you need further assistance, please contact us.

Daily Rates

Call (212) 441-6600 for a live quote or sign up to receive the daily rate indications.

Contact Us

Call (212) 441-6700 to speak to a Calling Officer and find out how we can help address your funding needs and maximize your membership.

Presentations, Tutorials & Webinars

 Achieve Optimal Performance: Balance Sheet Strategies for a
 Flattening Yield Curve Environment

Presented by Frank L. Farone | Darling Consulting Group (DCG)
Examine your asset/liability management strategies to optimize net interest income and grow capital while reducing risk.

 Now What? Navigating Fearlessly Through a 
 Turbulent Environment

Presented by Frank L. Farone | Darling Consulting Group (DCG)
Designed to address credit union-specific challenges and opportunities, and learn how to properly assess and manage today's risks while maximizing bottom-line profitability.

 ALCO Decision Making: Making the Right Decisions
 at the Right Time

Presented by Frank L. Farone | Darling Consulting Group (DCG)
Credit union strategies and tactics to tackle the challenges that lie ahead.

  Credit Union Survival in a Challenging Environment 

Specific strategies, tactics, and plans of action to help credit unions thrive.

  Watch the Curve Ahead — Credit Union Strategies
  in a Rising Rate Environment

Presented by Frank L. Farone | Darling Consulting Group (DCG)
Strategies and tactics to capitalize on new opportunities and neutralize risk.

Education Programs & Tools

Our education programs and tools are designed to help members address their funding needs and fully maximize their membership. Contact a Relationship Manager to schedule an event or run an analysis for you.

Education Programs


education icon
Our education programs are custom-tailored to assist with your strategic planning. Learn how to leverage FHLBNY resources, take a deep dive into strategies and address your specific needs and concerns with our Member-Director Education sessions, Strategic Financial Planning workshops and Municipality Education sessions. To find out more, see our Education Programs page.
› “All-in” Rate Borrowing Tool
› Interest Expense Calculator
› Amortizing Advance Schedule Tool
› Funding Comparison Tool
› Prepayment Fee Calculator
› Funding Mix Calculator


Fact Sheets & Other Information