Resource Center

Interest Rate Swaps: Consider all the Options in Managing Interest Rate Risk

We are seeing some members booking longer-term advances to strengthen their interest rate risk positions. Interest Rate swaps can be an effective tool in managing asset/liability mismatches present in many of our member’s balance...more

Be Mindful, Stay Healthy: FHLBNY Members Show Improving Risk Profiles

Although formidable "headwinds" remain in our dynamic operating environment, we are encouraged by the improving financial metrics of many of our members...more

The FHLBNY’s Advance Modification Program: an Increasingly Utilized, Powerful Option in Balance Sheet Management

Advance modifications are a strategic option to help improve net interest margins (NIM), better manage interest rate risk, and capitalize on historically low rates by extending further out on the curve while not incurring an upfront prepayment fee...more

What goes up must come down: Managing Interest-Rate Risk with the new Fixed-Rate with Cap

The Fixed-Rate with Cap can assist liability-sensitive members with addressing funding mismatches associated with holding long-term assets.  This new product is a hybrid funding option that combines a fixed-rate borrowing with an...more

You Have The Power — Using the Callable Advance for Flexible Funding in Challenging Times

Needing a funding tool to help manage prepayment and interest rate risks as members’ liquidity and assets/liability needs change, the HLB developed the Callable Advance. The Callable Advance gives members the option of calling...more

Looking to Fund Long-Term Assets? Consider an “Oldie but Goodie” — the Amortizing Advance

While earnings continue to improve, they are not where most members want them to be due to persistent margin pressures. However, in a rising rate environment, there may finally be an opportunity for members to re-price their assets,...more

Just What the Doctor Ordered — A Closer Look at Duration Based Pricing

In this article, Dr. Thomas J. Parliment gives members a closer look at how he uses duration based pricing to originate fixed-rate commercial real estate mortgages. Dr. Parliment, Chairman & CEO of Parliment Consulting Services, Inc.,...more

Mirror, Mirror, on the Wall, Is My Funding Strategy the Fairest of Them All?

As the Chief Operating Officer of one of largest and most experienced Asset Liability Management solutions provider in the US, Frank L. Farone of Darling Consulting Group knows a thing or two about incorporating strategic wholesale...more

Help Me, Help you...Help your Regulators — Determining Your Total Borrowing Capacity

Many of our member-lenders are in the process of updating and implementing new liquidity policies and/or have received requests from their regulators regarding their total borrowing capacity. The following article is designed to serve as...more

CLP Advances — HLB’s Lowest Priced Path to Community Growth

Most of our member-lenders know the core of the HLB’s mission is advancing housing opportunity and local community development. However, they may not know that our Community Lending Program (CLP) features the lowest priced source of...more

In order to use the HLB's credit, housing and community development, mortgage finance, and correspondent programs and services, you must first become a member.

 

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Presentations, Tutorials & Webinars

New ALCO Decision Making: Making the Right Decisions at the Right Time

Presented by Frank L. Farone | Darling Consulting Group (DCG)
An informative webinar about credit union strategies and tactics to tackle the challenges that lie ahead.

Now is NOT the Time for Business as Usual

Presented at the CUANY Annual Convention
Discover how your peers are tackling top-of-mind challenges unique to credit unions.

Watch the Curve Ahead — Credit Union Strategies
in a Rising Rate Environment

Presented by Frank L. Farone | Darling Consulting Group (DCG)
An informative webinar on strategies and tactics to capitalize on new opportunities and neutralize risk.

Credit Union Survival in a Challenging Environment

An informative webinar about specific strategies, tactics, and plans of action to help credit unions thrive.

Fixed-Rate Advance with a LIBOR Cap

Learn how this new advance provides protection against rising interest rates and is best used to extend liabilities, potentially enhance spreads, and preserve margins.

1Linksm training tutorials

Get up and running quickly on our banking system.

Workshops & Tools

The educational workshops and tools are designed to help members address their funding needs and fully maximize their membership. If you are a member, please contact a calling officer to schedule an event or run an analysis for you.

Fact Sheets & Other Information