Member Resource Center
Each year since 1990, the HLB has set aside 10% of its private earnings to support the creation and preservation of housing for lower income families and individuals through the Affordable Housing Program (AHP)...more
Under the Rebate Program, which represents a new enhancement to our current advance prepayment methodology, the FHLBNY will provide members with a cash rebate on a portion of the fees paid relating to the early extinguishment of...more
Read this edition for the latest updates on our business, reflections on the past year, planned changes for 2017, and ways to take advantage of the proven reliability of our partnership in the new year...more
The Fixed-Rate Advance with a LIBOR Cap is a hybrid funding option that combines a fixed-rate borrowing with an embedded interest-rate cap tied to 3-month LIBOR index...more
We are seeing some members booking longer-term advances to strengthen their interest rate risk positions. Interest Rate swaps can be an effective tool in managing asset/liability mismatches present in many of our member's balance...more
Presentations, Tutorials & Webinars
Educational Program & Tools
The educational workshops and tools are designed to help members address their funding needs and fully maximize their membership. If you are a member, please contact a calling officer to schedule an event or run an analysis for you.
› Member-Director Education Program
Specifically created for directors and managers of member institutions. This program is customized to address your specific needs and concerns and will cover a wide range of issues commonly faced by most community lenders.
› Municipality Education
Customized workshop for your institution and your municipal customers to discuss the FHLB System, the potential advantages of the MULOC and Refundable MULOC, the importance of the product’s triple-A-rating, and the mechanics of the issuance process.
› Strategic Financial Planning Workshops
Focuses on strategic financial planning to help institutions gain and maintain sustainable earnings growth.
› “All-in” Rate Borrowing Tool
Developed to help members fully realize the economic impact the FHLBNY dividend has on borrowers’ advance rates.
› Interest Expense Calculator
Developed for members to calculate and compare the economic benefits that different terms of FHLBNY advances may provide versus alternative funding sources.
› Amortizing Advance Schedule Tool
A simple tool developed to help members model and compare the schedules and cashflows of FHLBNY’s Amortizing Advances.
› Funding Comparison Tool
Developed to compare member decisions on whether to start funding long term or continue to fund short and what the implication of market forward rates may have on those decisions.
› Prepayment Fee Calculator
Developed to assist members estimate what the prepayment fees on non-structured FHLBNY advances may be.
› Funding Mix Calculator
Developed to assist members’ decisions on how to find the optimal mix of funding sources for a particular asset or assets such as an MBS or a pool of mortgage loans.
Fact Sheets & Other Information