Important Announcement Regarding the Upcoming FHLBNY Homepage Update

Dear Member:

The Federal Home Loan Bank of New York (“FHLBNY”) is pleased to announce that we will launch several enhancements to the homepage of our website on Monday, July 19, 2021, as part of our ongoing efforts to create an elevated digital experience for you, our members. The new homepage will be a more dynamic communication hub allowing you to conveniently access some of our key content.

The updated homepage will feature easier access to your login to 1Link®, 1Link-SK, and MAP® from one central location. In addition, it will contain updates and notices about products, FHLBNY news and information about upcoming educational events, and will afford direct access to our Financial Intelligence Library.

Additional enhancements relating to online security, including the implementation of multi-factor authentication for some of our online applications, will occur in the coming months (i.e. reporting and wire transfers). As always, the online safety of our members is our priority, and these upgrades will strengthen the security posture of your institution’s data.

We look forward to enhancing your experience with the FHLBNY and further strengthening our relationship.

If you have any questions, please contact Candice Soldano, Vice President, Director of Marketing & Corporate Events, at Candice.Soldano@fhlbny.com.

Thank you.

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This report may contain forward-looking statements within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These statements are based upon our current expectations and speak only as of the date hereof. These statements may use forward-looking terms, such as “projected,” “expects,” “may,” or their negatives or other variations on these terms. The Bank cautions that, by their nature, forward-looking statements involve risk or uncertainty and that actual results could differ materially from those expressed or implied in these forward-looking statements or could affect the extent to which a particular objective, projection, estimate, or prediction is realized. These forward-looking statements involve risks and uncertainties including, but not limited to, the Risk Factors set forth in our Annual Reports on Form 10-K and our Quarterly Reports on Form 10-Q filed with the SEC, as well as regulatory and accounting rule adjustments or requirements, changes in interest rates, changes in projected business volumes, changes in prepayment speeds on mortgage assets, the cost of our funding, changes in our membership profile, the withdrawal of one or more large members, competitive pressures, shifts in demand for our products, and general economic conditions. Forward-looking statements speak only as of the date they are made, and we undertake no obligation to revise or update publicly any forward-looking statements for any reason.