2025 Report to Members
Stability That Impacts Communities

In 2025, FHLBNY remained a steady source of strength for members navigating rapidly evolving market conditions. Strong financial performance, dependable liquidity, and record investment in housing and community development supported members’ efforts across the District. These resources helped create opportunity, expand access to homeownership, and reinforce local financial stability. Through collaboration and a cooperative model grounded in reliability and long-term commitment, members were positioned to address challenges while continuing to serve their communities. This report tells the story of that impact—through results, partnerships, and the voices of our members—read the full report here.
Dividend Rate History
| Payment Period* (quarterly) | Dividend Rate (%) |
|---|---|
| Q1 21 | 4.75 |
| Q2 21 | 4.60 |
| Q3 21 | 4.40 |
| Q4 21 | 4.36 |
| Q1 22 | 4.75 |
| Q2 22 | 5.50 |
| Q3 22 | 6.75 |
| Q4 22 | 7.50 |
| Q1 23 | 7.75 |
| Q2 23 | 8.50 |
| Payment Period* (quarterly) | Dividend Rate (%) |
|---|---|
| Q3 23 | 9.50 |
| Q4 23 | 9.75 |
| Q1 24 | 9.50 |
| Q2 24 | 9.50 |
| Q3 24 | 9.25 |
| Q4 24 | 9.25 |
| Q1 25 | 8.00 |
| Q2 25 | 7.60 |
| Q3 25 | 7.60 |
| Q4 25 | 7.60 |
FHLBNY Report to Members
Capital Plan
Current Capital Plan
(effective April 7, 2025)
Mortgage-Related Assets Information
(effective December 31, 2021)
Quarterly Earnings Press Releases
Credit Rating Agency Reports
Moody’s
Report on FHLBNY
released 6/26/25
Report on FHLB System
released 6/2/25
Standard & Poor’s
Report on FHLBNY
released 9/13/24
Report on FHLB System
released 8/7/25

