2025 Report to Members

Stability That Impacts Communities

In 2025, FHLBNY remained a steady source of strength for members navigating rapidly evolving market conditions. Strong financial performance, dependable liquidity, and record investment in housing and community development supported members’ efforts across the District. These resources helped create opportunity, expand access to homeownership, and reinforce local financial stability. Through collaboration and a cooperative model grounded in reliability and long-term commitment, members were positioned to address challenges while continuing to serve their communities. This report tells the story of that impact—through results, partnerships, and the voices of our members—read the full report here.

Dividend Rate History

Q1 21 - Q4 25
Payment Period* (quarterly) Dividend Rate (%)
Q1 21 4.75
Q2 21 4.60
Q3 21 4.40
Q4 21 4.36
Q1 22 4.75
Q2 22 5.50
Q3 22 6.75
Q4 22 7.50
Q1 23 7.75
Q2 23 8.50
Payment Period* (quarterly) Dividend Rate (%)
Q3 23 9.50
Q4 23 9.75
Q1 24 9.50
Q2 24 9.50
Q3 24 9.25
Q4 24 9.25
Q1 25 8.00
Q2 25 7.60
Q3 25 7.60
Q4 25 7.60
*Payment Period – Dividends are computed based on the weighted average stock outstanding during a quarter, and are declared and paid in the following quarter.

Financial Reports

SEC EDGAR Filings:

12/31/2025: Form 10-K
HTML | XBRL
9/30/2025: Form 10-Q
HTML | XBRL
6/30/2025: Form 10-Q
HTML | XBRL
3/31/2025: Form 10-Q
HTML | XBRL
12/31/2024: Form 10-K
HTML | XBRL
Other reports filed with the SEC can be found here.

FHLBNY Report to Members

Capital Plan

Current Capital Plan
(effective April 7, 2025)

Mortgage-Related Assets Information
(effective December 31, 2021)

Quarterly Earnings Press Releases

Credit Rating Agency Reports

Moody’s

Report on FHLBNY
released 6/26/25

Report on FHLB System
released 6/2/25

Standard & Poor’s

Report on FHLBNY
released 9/13/24

Report on FHLB System
released 8/7/25

Certification

Schellman & Co
ISO Certificate 27001
Issue date: 9/28/25

Schellman Certified