Presented by Frank Farone, Managing Director at Darling Consulting Group
Hosted by FHLBNY
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Tune in for a thought-provoking discussion with Frank Farone, Managing Director at Darling Consulting Group, on how community financial institutions can evaluate the true cost of funds, challenge common misconceptions about wholesale funding, and develop a more effective approach to liquidity, profitability, and balance sheet management.
Key topics include:
- Evaluate Today’s Funding Environment: Assess the impact of persistent deposit competition, slowing loan growth, and margin pressure on long-term funding strategies.
- Understand the True Cost of Funds: Compare the marginal costs of deposits versus wholesale funding and explore how deposit analytics can improve pricing and retention decisions.
- Challenge Common Funding Misconceptions: Examine myths surrounding wholesale funding, regulatory concerns, and the strategic role of borrowings in modern balance sheet management.
- Leverage Funding Solutions to Grow Earnings: Learn how FHLB advances can enhance profitability, support growth, and navigate changing rate cycles.
- Strengthen Liquidity and Risk Management Practices: Review post-SVB liquidity lessons, collateral management strategies, funding diversification, and key questions that Boards and ALCOs should be considering today.
- Stop Leaving Money on the Table: A practical guide to funding optimization. This discussion will equip you with the tools to navigate the evolving landscape of community banking.
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