Through Federal Home Loan Bank of New York’s Homebuyer Dream Program® (HDP®), member Reliant Bank helped David Hammond’s dream of homeownership become reality in Sodus, New York. David, a Rochester Institute of Technology graduate and community advocate, overcame a history of foster care and housing instability to purchase a home in the very neighborhood where he once lived.
With a grant of $20,000 from the HDP®—designed to help first-time homebuyers cover down payment and closing costs—David worked closely with Reliant’ s mortgage team to secure a home. This not only offered him long-sought stability, but also aligned with his passion for community revitalization. He plans to use his home as a catalyst to inspire neighborhood pride and investment.
David’s story is one of many successful homeownership journeys supported by Reliant in 2024 alone, thanks to HDP® allotments.
This success highlights the lasting impact of community-first lending partnerships and accessible financial tools designed to build stronger, more inclusive neighborhoods.
