FHLBNY Webinar:
Navigating Headwinds and Capturing Tailwinds:
ALM Strategies for a Changing Banking Landscape
Presented by Frank Farone
Managing Director, Darling Consulting Group
Thursday, July 16, 2026 • 11:00 - 11:45 a.m. ET
Join Frank Farone, Managing Director at Darling Consulting Group, for a thought-provoking discussion on how community financial institutions can evaluate the true cost of funds, challenge common misconceptions about wholesale funding, and develop a more effective approach to liquidity, profitability, and balance sheet management.
Key topics include:
- Evaluate Today’s Funding Environment: Assess the impact of persistent deposit competition, slowing loan growth, and margin pressure on long-term funding strategies.
- Understand the True Cost of Funds: Compare the marginal costs of deposits versus wholesale funding and explore how deposit analytics can improve pricing and retention decisions.
- Challenge Common Funding Misconceptions: Examine myths surrounding wholesale funding, regulatory concerns, and the strategic role of borrowings in modern balance sheet management.
- Leverage Funding Solutions to Grow Earnings: Learn how FHLB advances can enhance profitability, support growth, and navigate changing rate cycles.
- Strengthen Liquidity and Risk Management Practices: Review post-SVB liquidity lessons, collateral management strategies, funding diversification, and key questions that Boards and ALCOs should be considering today.
- Stop Leaving Money on the Table: A practical guide to funding optimization.
Should you have any questions, contact your Relationship Manager at (212) 441-6700.
