Homebuyer Dream Program® Suite

The 2025 Homebuyer Dream Program® Suite (HDP® Suite) Rounds Are Open

The FHLBNY has increased the allocation for a total of $40,520,000 to fund the 2025 HDP rounds. This year, 113 members are participating in the programs to make it possible for low– to middle–income households to own a home.

The 2026 Rounds for the HDP Suite Will Open on Monday, February 9, 2026, at 8:30 AM ET

Members who intend to participate in the 2026 rounds are encouraged to attend an upcoming training session.

Note: The 2026 AHP Implementation Plan is now available. First-time homebuyers interested in the HDP® suite must contact a participating member to determine eligibility.

As an FHLBNY member, you have access to our first-time homebuyer programs to increase affordable homeownership in your community. Each year, to participate in these programs and receive an allotment of funds for disbursement to eligible households, members must first enroll in the round.

HDP funds allow you to provide grants that help cover down payment, closing costs and homebuyer counseling services for eligible homebuyers who meet certain income and additional criteria as defined by each of the program parameters below:

Key Contacts

Homebuyer Dream Program
HDP@fhlbny.com

Relationship Managers
(212) 441-6700

FHLBNY@fhlbny.com