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We've Enhanced Our Website!

The FHLBNY has implemented enhancements to improve site usability and performance, reflecting our continued dedication to providing a seamless, secure, and efficient user experience.

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Coming This September:
2025 Small Business Recovery Grant Program

The FHLBNY is excited to announce the upcoming launch of the 2025 Small Business Recovery Grant (SBRG) Program, with a total of $5 million in grant funding available. This impactful program will once again provide grant support to members’ small business, farm, and non-profit relationships—helping them navigate persistent economic challenges such as inflation, supply chain disruptions, rising energy costs, and interest rate pressures. The Program will operate similarly to last year’s offering.

More information will be forthcoming.

Discover how past SBRG funding has helped small businesses, farms, and non-profits thrive.

View Success Stories

The 2025 Director Election
Process is Starting!

The FHLBNY is now soliciting nominations for candidates to serve on its Board of Directors (Board) for terms commencing on January 1, 2026. In total, three Directorships will be up for election in 2025. These Directorships include one Member Director seat representing New Jersey members, one Member Director seat representing Puerto Rico/U.S. Virgin Islands members, and one Independent Directorship representing the entire District.

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American flag displayed on the front porch of a traditional suburban home, symbolizing community and stability for the FHLBNY 2024 Report to Members

FHLBNY 2024 Report to Members:
A Proven Foundation for a Vital Mission

In our 92nd year, we reached a new milestone: more than $1 billion in Affordable Housing Program grants awarded since the program’s inception. We also delivered our second-highest earnings of $738.5 million and set aside a record $130 million for combined statutory and voluntary contributions to make a broad impact in our District...

Read Full Report
2024 Report to Members
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FHLBNY Education Programs

As strategic partners, FHLBNY members can receive tailored education on a variety of topics from our subject matter specialists. Whether in your office, ours, or virtually, we value the opportunity to help you achieve your business goals.

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Interested in a strategic planning session for your leadership team?

Schedule a Session

The Mortgage Asset Program (MAP®)

Members of the FHLBNY can access our new secondary market outlet to fund mortgages and be competitive in offering fixed-rate mortgage loan products. MAP gives mortgage lenders an alternative to funding mortgages while allowing flexibility and transparency from both an operational and an economic perspective...

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Interested to Learn How MAP® Can Benefit Your Institution?

Register Now

Our Mission

To provide members with prompt, on-demand liquidity in support of housing, local community development and financial stability.

Our Values

Member-Focused

Collaborative

Diverse & Inclusive

Accountable

Results-Oriented

Latest News

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July 23, 2025 | Press Releases

FHLBNY Announces Second Quarter 2025 Operating Highlights

New York, NY – The Federal Home Loan Bank of New York (“FHLBNY”) today released its unaudited financial highlights for the quarter ended June 30, 2025. “Throughout the first half of 2025, the Federal Home Loan Bank of New York has continued to provide stable, reliable and low-cost funding to our members in support of their lending activities across our region and beyond,” said Randolph C. Snook, president and CEO of the FHLBNY...

July 11, 2025 | Bulletins

$2.8 Million in Additional Funding Added to the 0% Development Advance (ZDA) Program

Due to the overwhelming member response to our 0% Development Advance (ZDA) Program1, the Federal Home Loan Bank of New York (FHLBNY) is pleased to announce that an additional $2.8 million in funding has been added to the Program. ZDA Program funding is available on a first-come, first-served basis. Application approvals are not a guarantee of funding; the advance(s) must be drawn…

July 10, 2025 | President's Reports

Report from the President: Driving Communities Forward

On June 23, the Federal Home Loan Bank System released our 2024 Impact Report, highlighting the broad benefits the FHLBanks make as individual cooperatives and a collective System. The Impact Report highlights both the continued reliability of our foundational liquidity – essential to the flow of consumer credit throughout the nation – and a landmark year for our efforts to support housing affordability and community development...

Updates & Notices

Financial Reports - SEC EDGAR Filings: Second Quarter (10-Q)

The FHLBNY has filed our Second Quarter 2025 Form 10-Q with the SEC: HTML | XBRL

Homebuyer Dream Program® Suite Participation

Homebuyer Dream Program® Suite Participation

Homebuyers must work directly with members to access these programs.

The FHLBanks Impact Report

The Federal Home Loan Banks 2024 Impact Report is Now Available

Discover how the Federal Home Loan Bank System is advancing its mission to provide reliable liquidity and support housing affordability across the nation – with a record $1.2 billion committed to housing and economic development in 2024.

Read 2024 Impact Report

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Financial Intelligence

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August 8, 2025

MSD Weekly Market Update: Week Ending August 8, 2025

The past week’s economic data did not reveal any surprises except a slight uptick in the Continuing Jobless Claims figure (increase of 38k from the prior week).  In the week ahead, the CPI report will be the main attraction and hold the most potential to move markets. Given the August 1st weaker-than-expected employment report for July, a lower CPI reading could ease rate-cut hesitancy for more FOMC members. A strong CPI reading, however, will add to the Fed’s challenge of managing policy in a time of increasing stagflation signs.

2023 Kristina Hooper Webinar
May 25, 2025

Mid-Year Outlook: Managing Through Rising Risks

Kristina Hooper discusses her outlook for the economy and markets for the remainder of 2023 and beyond. From recent challenges in the banking industry to inflation to earnings, 2023 has already faced a variety of uncertainties…

2025 Kristina Hooper Webinar
January 30, 2025

2025 Investment Outlook: What to Expect After the Landing?

Inflation has cooled substantially in most major economies, with no significant downturn in global growth. And it appears that the long-anticipated “soft landing” has arrived, so what happens next? Back by popular demand, Kristina Hooper, Chief Global Market Strategist at Invesco, discusses her 2025 Investment Outlook.