How to Sign Up for the MPF® Program

To be eligible to participate in the MPF Program, you must be a member of the HLB. If you are not a member and would like more information on how to become a member, please contact a Calling Officer at (212) 441-6700 or an MPF Representative at (212) 441-6710 or visit our Membership section.

In addition to being a member you must have experience in originating loans; and you must have the ability to service and report loan activity under either a Scheduled/Scheduled or Actual/Actual remittance structure.

Application Information

To become a Participating Financial Institution (PFI) in the MPF program, please complete the Forms & Agreements in the Phase 1 section below and mail them to the attention of Heather Gostomski, MPF Specialist, Federal Home Loan Bank of New York, 101 Park Avenue, 5th Floor, New York, NY 10178-0599.

 

Phase 1 - Application, Mortgage Operations and Statistics Information
MPF/APP-001 Summary of MPF Forms and Agreements PDF
MPF/APP-100 Table of Contents for Application Package PDF
MPF/APP-101 Application for Participating Financial Institutions PDF
MPF/APP-106 Resolution Agreement for MPF Participating Financial Institution DOC
MPF/APP-102 Anti-Predatory Lending (APL) and Responsible Lending Questionnaire DOC
MPF/APP-103 In-House Quality Control Questionnaire DOC
MPF/APP-117 Fidelity and Errors & Omissions Insurance Worksheet (Optional) DOC
MPF/APP-118 Guide and Instructions for Fidelity and Errors & Omissions Insurance Worksheet PDF
MPF/APP-119 Delinquency Rate Analysis Worksheet XLS
MPF/APP-105 Loan Presentment Request Form PDF
Phase 2 - MPF® Contractual and Executable
MPF/APP-106 Resolution Agreement for MPF Participating Financial Institution DOC
MPF/APP-107 Participating Financial Institution Agreement DOC
MPF/APP-108 Delegation of Authority DOC
MPF/APP-109 Delegation of Authority – Request for Files from Custodian DOC
MPF/APP-110 Collateral Release Information Form DOC
MPF/APP-111 Agreement for Servicer's Custodial Account P&I DOC
MPF/APP-112 Agreement for Servicer's Custodial Account T&I DOC
MPF/APP-113 Servicer Information Form DOC
MPF/APP-114 Post Closing Information Form DOC
Phase 3 - Master Commitment
MPF/APP-115 Original Master Commitment Form DOC
MPF/APP-115A MPF 125 Master Commitment Form DOC
MPF/APP-115C MPF Government Master Commitment Form DOC
Other Applicable Forms - For Existing MPF Member Banks/Participating Financial Institutions (PFIs)
MPF/APP-116 Annual Eligibility Certification Form PDF
MPF/APP-117 Fidelity and Errors & Omissions Insurance Worksheet (Optional) DOC
MPF/APP-118 Guide and Instructions for Fidelity and Errors & Omissions Insurance Worksheet PDF
Supplemental Amendment Forms - For Amending/Updating Contact(s) Info and Annual Master Commitments
MPF/APP-108S Delegation of Authority - Supplemental Form DOC
MPF/APP-109 Delegation of Authority – Request for Files from Custodian DOC
MPF/APP-115O Original Master Commitment Form - Amendment DOC
MPF/APP-115B MPF 125 Master Commitment Form - Amendment DOC
MPF/APP-115D MPF Government Master Commitment Form - Amendment DOC
MPF® Program Helpful Forms
MPF-200 NYS Subprime Home Loan Test PDF
MPF-201 Higher-Priced Mortgage Loan Test PDF
Link HOEPA Worksheet
Link FFEIC/HMDA Rate Spread Calculator

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