How to Sign Up for the MPF® Program
To be eligible to participate in the MPF Program, you must be a member of the HLB. If you are not a member and would like more information on how to become a member, please contact a Calling Officer at (212) 441-6700 or an MPF Representative at (212) 441-6710 or visit our Membership section.
In addition to being a member you must have experience in originating loans; and you must have the ability to service and report loan activity under either a Scheduled/Scheduled or Actual/Actual remittance structure.
Application Information
To become a Participating Financial Institution (PFI) in the MPF program, please complete the Forms & Agreements in the Phase 1 section below and mail them to the attention of Heather Gostomski, MPF Specialist, Federal Home Loan Bank of New York, 101 Park Avenue, 5th Floor, New York, NY 10178-0599.
Phase 1 - Application, Mortgage Operations and Statistics Information
| MPF/APP-001 |
Summary of MPF Forms and Agreements |
PDF |
| MPF/APP-100 |
Table of Contents for Application Package |
PDF |
| MPF/APP-101 |
Application for Participating Financial Institutions |
PDF |
| MPF/APP-106 |
Resolution Agreement for MPF Participating Financial Institution |
DOC |
| MPF/APP-102 |
Anti-Predatory Lending (APL) and Responsible Lending Questionnaire |
DOC |
| MPF/APP-103 |
In-House Quality Control Questionnaire |
DOC |
| MPF/APP-117 |
Fidelity and Errors & Omissions Insurance Worksheet (Optional) |
DOC |
| MPF/APP-118 |
Guide and Instructions for Fidelity and Errors & Omissions Insurance Worksheet |
PDF |
| MPF/APP-119 |
Delinquency Rate Analysis Worksheet |
XLS |
| MPF/APP-105 |
Loan Presentment Request Form |
PDF |
Other Applicable Forms - For Existing MPF Member Banks/Participating Financial Institutions (PFIs)
| MPF/APP-116 |
Annual Eligibility Certification Form |
PDF |
| MPF/APP-117 |
Fidelity and Errors & Omissions Insurance Worksheet (Optional) |
DOC |
| MPF/APP-118 |
Guide and Instructions for Fidelity and Errors & Omissions Insurance Worksheet |
PDF |
Supplemental Amendment Forms - For Amending/Updating Contact(s) Info and Annual Master Commitments
| MPF/APP-108S |
Delegation of Authority - Supplemental Form |
DOC |
| MPF/APP-109 |
Delegation of Authority – Request for Files from Custodian |
DOC |
| MPF/APP-115O |
Original Master Commitment Form - Amendment |
DOC |
| MPF/APP-115B |
MPF 125 Master Commitment Form - Amendment |
DOC |
| MPF/APP-115D |
MPF Government Master Commitment Form - Amendment |
DOC |
MPF® Program Helpful Forms
| MPF-200 |
NYS Subprime Home Loan Test |
PDF |
| MPF-201 |
Higher-Priced Mortgage Loan Test |
PDF |
| Link |
HOEPA Worksheet |
|
| Link |
FFEIC/HMDA Rate Spread Calculator |
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Links of Interest