First Home Clubsm Participating Home Loan Bank Members

 

 

Institution Name

Address

 

 

Abacus Federal Savings Bank

Six Bowery

New York, NY 10013-1596

Income Guideline Standard: MRB

Contact Person: Lillian Zhang

Tel: (212)285-4770

E-Mail: lillianzhang@abacusbank.com

 

 

Advantage Federal Credit Union

One South Washington Street

Rochester, NY 14614

Income Guideline Standard:

Contact Person: Richard Short

Tel: (585)295-5142

E-Mail: rshort@advantagefcu.org

 

 

Alternatives Federal Credit Union

125 North Fulton Street

Ithaca, NY 14850-3301

Income Guideline Standard: MRB

Contact Person: Deirdre Silverman

Tel: (607)273-4611

E-Mail: dsilverman@alternatives.org

 

 

Astoria Federal Savings and Loan Assn.

2000 Marcus Avenue

Lake Success, NY 11042-1085

Income Guideline Standard: MRB

Contact Person: Harry Oster

Tel: (516)535-8856

E-Mail: hoster@astoriafederal.com

 

 

Banco Popular de Puerto Rico

Banco Popular Building

San Juan, PR 00918

Income Guideline Standard: MRB

Contact Person: Myriam Tirado

Tel: (787)765-9800

E-Mail: mytirado@bppr.com

 

 

Banco Popular de Puerto Rico

Banco Popular Building

San Juan, PR 00918

Income Guideline Standard: MRB

Contact Person: Vannessa Pineiro

Tel: (787)754-4413

E-Mail: vpineiro@bppr.com

 

 

Banco Santander Puerto Rico

P.O. Box 362589

San Juan, PR 00936-2589

Income Guideline Standard: MRB

Contact Person: Eugenio Alonso

Tel: (787)777-4525

E-Mail: eugenio.alonso@bspr.com

 

 

Banco Santander Puerto Rico

207 Ponce de Leon Avenue

Hato Rey, PR 00917

Income Guideline Standard: MRB

Contact Person: Wanda Sanchez

Tel: (787)296-5544

E-Mail: wanda.sanchez@bspr.com

 

 

Bank of Akron

46 Main Street

Akron, NY 14001

Income Guideline Standard: MRB

Contact Person: Raymond Castro

Tel: (716)542-5401

E-Mail: rcastro@bankofakron.com

 

 

Carver Federal Savings Bank

75 West 125th Street

New York, NY 10027

Income Guideline Standard: MRB

Contact Person: Savatrie Jagroop

Tel: (212)360-8875

E-Mail: sadatrie.jagroop@carverbank.com

 

 

Chemung Canal Trust Company

One Chemung Canal Plaza

Elmira, NY 14901

Income Guideline Standard: MRB

Contact Person: Tina Sabina

Tel: (607)737-3864

E-Mail: tsabina@chemungcanal.com

 

 

Community Bank, N.A.

5790 Widewaters Parkway

DeWitt, NY 13214

Income Guideline Standard: MRB

Contact Person: Dawn Adams

Tel: (607)733-5533

E-Mail: dawn.adams@communitybankna.com

 

 

Doral Bank

Doral Bank Plaza - Suite 800

Roosevelt Corner, San Juan, PR 00917

Income Guideline Standard: MRB

Contact Person: Ivanisse Morales

Tel: (787)474-5467

E-Mail: ivanisse.morales@doralbank.com

 

 

Eurobank

State Road PR#1 KM. 24.5

San Juan, PR 00926

Income Guideline Standard:

Contact Person: Jose M. DelRio

Tel: (787)474-5656

E-Mail:

 

 

Eurobank

State Road PR#1 KM. 24.5

San Juan, PR 00926

Income Guideline Standard:

Contact Person: Madeline Alonso

Tel: (787)474-5656

E-Mail: madeline.alonso@eurobankpr.com

 

 

Fairport Savings Bank

45 South Main Street

Fairport, NY 14450-0130

Income Guideline Standard:

Contact Person: Kathleen Dold

Tel: (585)223-9080

E-Mail: kdold@fairportsavingsbank.com

 

 

First Niagara Bank

6950 S. Transit Road

Lockport, NY 14095-0514

Income Guideline Standard: MRB

Contact Person: Leisha Gordon

Tel: (716)625-7500

E-Mail: leisha.gordon@fnfg.com

 

 

FirstBank Puerto Rico

1519 Ponce de Leon Avenue

Santurce, PR 00909

Income Guideline Standard:

Contact Person: Alicia Bean

Tel: (340)775-8415

E-Mail: alicia.bean@firstbankvi.com

 

 

FirstBank Puerto Rico

1519 Ponce de Leon Avenue

Santurce, PR 00909

Income Guideline Standard:

Contact Person: Jose Rivera-Urrutia

Tel: (787)993-5150

E-Mail: jose.urrutia@firstbankpr.com

 

 

Geddes Federal Savings and Loan Assn.

2208 West Genesee Street

Syracuse, NY 13219

Income Guideline Standard:

Contact Person: Patricia Hayes

Tel: (315)468-6803

E-Mail: phayes@geddesfederal.com

 

 

Glens Falls NB & Trust Company

250 Glen Street

Glens Falls, NY 12801

Income Guideline Standard: MRB

Contact Person: Virginia Sullivan

Tel: (518)745-1000

E-Mail: vsullivan@arrowbank.com

 

 

HSBC Bank USA, National Association

2929 Walden Avenue

Depew, NY 14043-2602

Income Guideline Standard: MRB

Contact Person: Maureen Zawodzinski

Tel: (716)651-6524

E-Mail: Mauren.Zawodzinki@us.hsbc.com

 

 

Hudson Valley Bank, N.A.

21 Scarsdale Road

Yonkers, NY 10707

Income Guideline Standard:

Contact Person: Jewell Brain

Tel: (914)768-6912

E-Mail: jbrain@hvbank.com

 

 

Hudson Valley Federal Credit Union

159 Barnegat Road

Poughkeepsie, NY 12601

Income Guideline Standard:

Contact Person: Ginny Bromsey

Tel: (845)463-3011

E-Mail: bromg@hvfcu.org

 

 

Investors Savings Bank

101 JFK Parkway

Short Hills, NJ 07078

Income Guideline Standard: MRB

Contact Person: Ada Melendez

Tel: (973)924-5172

E-Mail: amoran@isbnj.com

 

 

Kearny Federal Savings Bank

120 Passaic Avenue

Fairfield, NJ 07004

Income Guideline Standard:

Contact Person: Donna Portuesi

Tel: (973)244-4262

E-Mail: dportuesi@kearnyfederalsavings.net

 

 

Key Bank, N.A.

127 Public Square

Cleveland, OH 44114-1306

Income Guideline Standard: MRB

Contact Person: Michael Mahoney

Tel: (845)398-5737

E-Mail: mmahoney@unionstate.com

 

 

Lakeland Bank

250 Oak Ridge Road

Oak Ridge, NJ 07438

Income Guideline Standard: MRB

Contact Person: John Walker

Tel: (973)948-9504

E-Mail: jwalker@lakelandbank.com

 

 

Magyar Bank

400 Somerset Street

New Brunswick, NJ 08901

Income Guideline Standard: MRB

Contact Person: Judy Braverman

Tel: (732)342-7600

E-Mail: jbraverman@magbank.com

 

 

Manufacturers and Traders Trust Company

One M & T Plaza

Buffalo, NY 14203-2399

Income Guideline Standard: MRB

Contact Person: Lynda Humphrey

Tel: (716)842-5631

E-Mail: lhumphrey@mandtbank.com

 

 

Medina Savings and Loan Association

11182 Maple Ridge Road

Medina, NY 14103

Income Guideline Standard: HUD

Contact Person: Timothy Moriarty

Tel: (585)798-2801

E-Mail: medinasl@rochester.rr.com

 

 

Metuchen Savings Bank

429 Main Street

Metuchen, NJ 08840-0431

Income Guideline Standard: MRB

Contact Person: Michele Palmucci

Tel: (732)549-4452

E-Mail: mortgage@metuchensavingsbank.com

 

 

Mid-Hudson Valley Federal Credit Union

1099 Morton Boulevard

Kingston, NY 12401

Income Guideline Standard: MRB

Contact Person: Jodie Stevens

Tel: (845)336-4444

E-Mail: jstevens@mhvfcu.com

 

 

NBT Bank, N.A.

52 South Broad Street

Norwich, NY 13815

Income Guideline Standard: MRB

Contact Person: Michele E. Clark

Tel: (518)322-9768

E-Mail: mcaldwell@nbtbank.com

 

 

Northern Federal Credit Union

120 Factory Street

Watertown, NY 13601

Income Guideline Standard: MRB

Contact Person: Carol Kemp

Tel: (315)779-3101

E-Mail: ckemp@northernfcu.com

 

 

OceanFirst Bank

975 Hooper Avenue

Toms River, NJ 08754

Income Guideline Standard: MRB

Contact Person: Patricia A. Hogan

Tel: (732)240-4500

E-Mail: thogan@oceanfirst.com

 

 

Oriental Bank and Trust

1990 Las Cumbres Avenue

San Juan, PR 00926

Income Guideline Standard: HUD

Contact Person: Hector Banchs

Tel: (787)789-2222

E-Mail: hbanchs@orientalonline.com

 

 

Oriental Bank and Trust

1990 Las Cumbres Avenue

San Juan, PR 00926

Income Guideline Standard: HUD

Contact Person: Oscar Rios Hernandez

Tel: (787)789-2222

E-Mail: orios@orientalonline.com

 

 

Oritani Savings Bank

370 Pascack Road

Township of Washington, NJ 07676-1329

Income Guideline Standard:

Contact Person: Philip Wyks

Tel: (201)497-1202

E-Mail: pwyks@oritani.com

 

 

Pioneer Savings Bank

21 Second Street

Troy, NY 12180-3999

Income Guideline Standard: MRB

Contact Person: Al Wells

Tel: (518)274-4800

E-Mail: wellsa@pioneersb.com

 

 

Provident Bank

400 Rella Boulevard

Montebello, NY 10901

Income Guideline Standard: MRB

Contact Person: Jeannie O'Conner

Tel: (845)369-8154

E-Mail: JLynch@pbcpny.com

 

 

RBS Citizens, National Association

One Citizens Plaza, 2nd Floor

Providence, RI 02903

Income Guideline Standard: MRB

Contact Person: Amy Herlehy

Tel: (585)423-7288

E-Mail: amy.k.herlehy@citizensbank.com

 

 

Rhinebeck Savings Bank

2 Jefferson Plaza

Poughkeepsie, NY 12601

Income Guideline Standard: MRB

Contact Person: Joanne Welch

Tel: (845)790-1546

E-Mail: joanne_welch@rhinebecksavings.com

 

 

Roma Bank

2300 Route 33

Robbinsville, NJ 08691-1411

Income Guideline Standard: MRB

Contact Person: Linda Forrest

Tel: (609)223-8349

E-Mail: linda.forrest@romabank.com

 

 

Rondout Savings Bank

300 Broadway

Kingston, NY 12401

Income Guideline Standard: MRB

Contact Person: Scott Jordan

Tel:

E-Mail: sjordan@rondoutsavings.com

 

 

RSI Bank

1500 Irving Street

Rahway, NJ 07065

Income Guideline Standard: MRB

Contact Person: Tina Campagna

Tel: (732)587-1520

E-Mail: tcampagna@rsibanking.com

 

 

Seneca Federal Savings and Loan Assn.

35 Oswego Street

Baldwinsville, NY 13027

Income Guideline Standard:

Contact Person: Christopher Demong

Tel: (315)638-0233

E-Mail: cdemong@senecafederal.com

 

 

State Employees Federal Credit Union

700 Patroon Creek Blvd.

Albany, NY 12206-1067

Income Guideline Standard: MRB

Contact Person: Roger Cooper

Tel: (518)464-5393

E-Mail: rcooper@sefcu.com

 

 

Steuben Trust Company

One Steuben Square

Hornell, NY 14843-1699

Income Guideline Standard: MRB

Contact Person: Mary Hilfiger

Tel: (607)324-9531

E-Mail: mary.hilfiger@steubentrust.com

 

 

Sturdy Savings Bank

506 South Main Street

Cape May Court House, NJ 08210

Income Guideline Standard:

Contact Person: Kevin T. Deely

Tel: (609)463-5210

E-Mail: kdeely@sturdyonline.com

 

 

Sun National Bank

226 Landis Avenue

Vineland, NJ 08360

Income Guideline Standard:

Contact Person: Danette Marcheski

Tel: (856)833-9080

E-Mail: dmarcheski@sunnb.com

 

 

Susquehanna Bank DV

114 North Main Street

Mullica Hill, NJ 08062

Income Guideline Standard:

Contact Person: Ellen Crain

Tel: (856)478-2642

E-Mail: ellen.crain@susquehanna.net

 

 

TD Bank N.A.

101 Haddonfield Road

Cherry Hill, NJ 08002

Income Guideline Standard: MRB

Contact Person: Thomas Arasz

Tel: (856)532-2701

E-Mail: tarasz@yesbank.com

 

 

The Bank

1100 Old Broadway

Woodbury, NJ 08096

Income Guideline Standard:

Contact Person: Dennis Dovie

Tel: (856)686-6809

E-Mail: ddovie@thebankonline.com

 

 

The Bank of Castile

133 N. Center Street

Perry, NY 14530

Income Guideline Standard: MRB

Contact Person: Michele Weller

Tel: (585)345-0122

E-Mail: MicheleWeller@bankofcastile.com

 

 

The Bank of Greene County

302 Main Street

Catskill, NY 12414

Income Guideline Standard:

Contact Person: Stephen Nelson

Tel: (518)943-1424

E-Mail: Stephenn@tbogc.com

 

 

The Canandaigua NB & Trust Company

72 South Main Street

Canandaigua, NY 14424-0341

Income Guideline Standard: MRB

Contact Person: Elliot Glover

Tel: (585)394-4260

E-Mail: eglover@cnbank.com

 

 

The Dime Savings Bank of Williamsburgh

209 Havemeyer Street

Brooklyn, NY 11211

Income Guideline Standard: MRB

Contact Person: Patricia Riggio-Strong

Tel: (718)782-6200

E-Mail: pstrong@dimewill.com

 

 

The Lyons National Bank

35 William Street

Lyons, NY 14489-0380

Income Guideline Standard: MRB

Contact Person: Stephen DeRaddo

Tel: (315)946-8285

E-Mail: sderaddo@lyonsbank.com

 

 

The Mahopac National Bank

1441 Route 22

Brewster, NY 10509-4331

Income Guideline Standard: MRB

Contact Person: Michael Barton

Tel: (845)278-1060

E-Mail: mikealan07@aol.com

 

 

The Provident Bank

830 Bergen Avenue

Jersey City, NJ 07306-0000

Income Guideline Standard: MRB

Contact Person: Joseph Spatola

Tel:

E-Mail: Joseph.Spatola@providentnj.com

 

 

The Rome Savings Bank

100 West Dominick Street

Rome, NY 13440

Income Guideline Standard:

Contact Person: Barbara Ambrose

Tel: (315)356-5332

E-Mail: bambrose@romesavings.com

 

 

The Seneca Falls Savings Bank

19 Cayuga Street

Seneca Falls, NY 13148

Income Guideline Standard: MRB

Contact Person: Mark Miller

Tel: (315)568-5855

E-Mail: mark.miller@senecafallssavings.com

 

 

The Summit Federal Credit Union

100 Marina Drive

Rochester, NY 14626

Income Guideline Standard:

Contact Person: Jerry Emrich

Tel: (585)453-7014

E-Mail: emrich@summitfcu.org

 

 

The Summit Federal Credit Union

100 Marina Drive

Rochester, NY 14626

Income Guideline Standard:

Contact Person: Mary Nannini

Tel: (800)083-6732

E-Mail: mortgage@summitfcu.org

 

 

Ulster Savings Bank

180 Schwenk Drive

Kingston, NY 12401

Income Guideline Standard: MRB

Contact Person: Lynn White

Tel: (845)338-6322

E-Mail: lwhite@ulstersavings.com

 

 

Valley National Bank

1455 Valley Road

Wayne, NJ 07470

Income Guideline Standard: MRB

Contact Person: Michael Fields

Tel: (973)686-5463

E-Mail: mfields@valleynationalbank.com

 

 

Visions Federal Credit Union

24 McKinley Avenue

Endicott, NY 13760

Income Guideline Standard:

Contact Person: Tracey Wheeler

Tel: (607)321-0222

E-Mail: twheeler@visionsfcu.org

 

 

 

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