Credit Products
Give Your Institution the Strategic Flexibility to Maintain a Competitive Edge
With our favorable funding structures, we deliver credit products at competitive levels. Our wide array of credit products are designed to help meet your specific funding needs, with terms ranging from overnight to 30 years. As a true cooperative, all of our members are treated equally, regardless of asset size; your institution will receive the same terms, whether you are borrowing $1 million or $100 million.
The HLB has a credit product designed to meet your objectives. Members can customize advances with a wide variety of maturities and structures, enabling them to conservatively match assets and liabilities. HLB advances can be customized by size, settlement date, amortization schedule, call/put options, and more.
If this is your first time borrowing with the HLB, we created an interactive First Time Borrowers Guide to assist members who want to initiate their first borrowing. This guide covers forms and agreements, collateral, and initiating, receiving and reviewing the advance.